Tinjauan Yuridis POJK Nomor 65/POJK.03/2016 tentang Mitigasi Risiko Perbankan Syariah Analisis Yuridis terhadap Penerapan Manajemen Risiko pada Bank Umum Syariah di Indonesia

Authors

  • Zahwa Khoirunnisa Sekolah Tinggi Ilmu Syari'ah Nahdlatul Ulama (STISNU) Nusantara Tangerang
  • Debi Larasati Sekolah Tinggi Ilmu Syari'ah Nahdlatul Ulama (STISNU) Nusantara Tangerang
  • Fakhry Fadhil Sekolah Tinggi Ilmu Syari'ah Nahdlatul Ulama (STISNU) Nusantara Tangerang

DOI:

https://doi.org/10.59270/jab.v6i1.399

Keywords:

Risk Management, Islamic Banking, Sharia Principles, POJK 65/2016

Abstract

Risk management in Islamic banking is an important process to maintain the stability and sustainability of Islamic financial institutions. Islamic banks operate based on Sharia principles, such as profit-sharing and the prohibition of riba, gharar, and maisir, which create unique risk characteristics compared to conventional banks. This study discusses the implementation of risk management in Islamic banking based on Law Number 21 of 2008 and POJK Number 65/POJK.03/2016. The discussion includes the stages of risk management: risk identification, measurement, monitoring, and control, as well as the ten types of risks that must be managed by Islamic banks. The study concludes that effective risk management is essential to ensure prudential banking practices, maintain public trust, and support the growth of a stable and competitive Islamic banking system.

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Published

2026-05-31

How to Cite

Zahwa Khoirunnisa, Larasati, D., & Fadhil, F. (2026). Tinjauan Yuridis POJK Nomor 65/POJK.03/2016 tentang Mitigasi Risiko Perbankan Syariah Analisis Yuridis terhadap Penerapan Manajemen Risiko pada Bank Umum Syariah di Indonesia. Al Barakat: Jurnal Kajian Hukum Ekonomi Syariah, 6(1), 11–20. https://doi.org/10.59270/jab.v6i1.399

Issue

Vol. 6 No. 1 (2026): Al Barakat: Jurnal Kajian Hukum Ekonomi Syariah

Section

Articles

License

Copyright (c) 2026 Zahwa khoirunnisa Zahwa, Debi Larasati, Fakhry Fadhil

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